Getting on the property ladder can be tough, especially if you already have a family to provide for. Owning a family home can offer more independence for families, but how can you get there?

 

Set goals

Between work, school and managing your daily routines, set aside some time to think seriously about your home ownership goals. If you’re working towards home ownership with a partner, choose a quiet time when you’re both able to sit down and discuss what you’re looking for in a future home, how you plan to save for a down payment, and when you hope to move.

If you’re a single parent, or just looking for some extra input, consider talking to a close friend or relative about your goals. They can offer encouragement and insights, particularly if they are already a homeowner.

Have a financial plan

It’s important to get the family finances in order before purchasing a home. Monitor your spending and draw up a monthly budget. Prioritize paying off high interest debt. Try to save extra earnings such as bonuses and tax refunds, and put them towards your down payment.

Where can you save money? Could you eat out less, or go down to one vehicle?

These decisions could not only help you save for a down payment, but also help you manage your monthly budget when you become homeowners.

You can withdraw funds from an RRSP (that you will need to repay later) to put towards a down payment as part of the Home Buyers’ Plan. You may also qualify for the First Time Home Buyers’ Program, which will reduce or remove the property transfer tax amount on the purchase of your first home.

The federal government recently announced a new program called the First-Time Home Buyer Incentive to help first-time buyers get on the property ladder. The incentive is expected to come into effect in September 2019.

 

Get preapproved for a mortgage

With your finances in order and a down payment saved, it’s time to speak to your bank or a mortgage broker about getting preapproved for a mortgage loan. During this process, the lender will assess your finances and inform you of exactly how much they are willing to loan you.

Preapproval does not mean you are guaranteed a mortgage loan. If something negatively impacts your financial situation prior to closing on a home, you may no longer meet the lender’s qualification requirements, and you may not get the loan you need to purchase the property. This is not a good time to take on additional debt such as a new car payment.

 

 

Talk to a REALTOR®

Now that you have been preapproved for a loan, find a professional REALTOR® to guide you through the home buying process, from viewing homes in your price range to negotiating an offer and drawing up the paperwork. As a home buyer, the services of a REALTOR® are completely free, so it’s well worth getting the professional advice.

If you have any concerns about viewing homes around your family’s schedule, talking to your kids about moving to a new house, or making sure a new neighbourhood is the right fit for your family, ask your REALTOR® for their advice. Your REALTOR® is there to guide and support you as you take this big step with your family.

 

When it’s time to move, ask for help

Consider hiring a moving company. Ask family or friends if they can pitch in with organizing or babysitting.

 

Call us!

If you’re ready to speak to a REALTOR® about starting your family’s home buying journey in Prince George, BC, call our office at 250-563-1000.

 

Cam McLeod

Pursuing a successful real estate career in beautiful Prince George has been an amazing opportunity for me. I pride myself on high standards, professionally and ethically, and I work hard to get my clients the results they are looking for. Home renovation projects are a passion of mine, and I enjoy discussing how buyers can adapt properties to suit their needs.

I like to tackle projects that are both creative and technical, and I’m often tinkering with Hot Rods and motorbikes. I also host a local radio show, which has been a great way to express myself. I look forward to the future and to working with you to achieve your real estate goals.

Contact Info

Office: 250.563.1000
Mobile: 250.981.6774
Fax: 250.563.1005

Chris Lodge

Hi, my name is Chris Lodge and I am in my sixth year of selling Real Estate in Prince George and Fort St. James. I have always loved houses, whether it be fluffing, decorating, renovating, preparing them for sale or selling them I am in my element.

I am professional, knowledgeable and personable and I would love to help you sell your home or help you find one that suit’s you needs. I try very hard to offer my clients a stress-less, drama free Real Estate experience. I will do my best to meet and hopefully exceed your expectations of a Real Estate Professional.

Contact Info

Office: 250.563.1000
Mobile: 250.614.3727
Fax: 250.563.1005
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Crystal Brown

My name is Crystal Brown, REALTOR® at Team Powerhouse Realty. My career as a professional agent began in May 2015. Since then I have enjoyed many successes in helping people buy and sell homes.

I have lived in Prince George for nearly 20 years. During that time I have been actively involved in the community through my business and personal life, and have also taken on a variety of volunteer positions. I have built valuable networks and a deep understanding of the city and its people. I use that knowledge every day when advising residents and newcomers on their next move. Great relationships are the foundation of true success.

I continue to look ahead to the future of real estate with excitement and determination as I see many opportunities for growth in my business, as well as in my community.

Contact Info

Office: 250.563.1000
Mobile: 250.981.4620
Fax: 250.563.1005
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Mark McVey

I am a long-term resident of Prince George and have been selling real estate here since 1997. I am CEO at Team Powerhouse Realty, a company I co-founded in 2007. I have a passion for helping people, and get great fulfillment out of negotiating the best terms for my loyal clientele.

I love sharing my real estate skills and knowledge with others, and am a Buffini & Company Certified Mentor. In addition to my busy work schedule, I am also actively involved in men's soccer, the Cinema CNC Film Festival and PG Roadrunners. I am also a RYT200 Certified Yoga Instructor.

Contact Info

Office: 250.563.1000
Mobile: 250.649.6275
Fax: 250.563.1005

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Brad Messum

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Contact Info

Office: 250.563.1000
Mobile: 250.552.9860
Fax: 250.563.1005

Brian Steinhauser

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Contact Info

Office: 250.563.1000
Mobile: 778.349.0520
Fax: 250.563.1005
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Keven Braet

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Contact Info

Office: 250.563.1000
Mobile: 250.613.6370
Fax: 250.563.1005

Ashley Quickfall

I grew up in Prince George and have always enjoyed what our city has to offer. Whether it be the wild north that surrounds our town or the growing opportunity within the town.

I played a lot of different sports growing up and spent time watching my Dad, and Step-Dad coach , as well as taking on the Coach role myself, I’ve discovered that I like to work with my clients as if we were a team and like any coach, I want to see my team succeed.

I am so thankful to my husband who pushed me to become the person I am today and inspired me to move past my fears and do something I thought was impossible. Ever since then I have been inspired by personal growth and helping others do the same. Through Real Estate, I aim to help people achieve their personal goals along with home-ownership.

So basically – I want to be your Coach to Real Estate.

With a passion for Real Estate, customer service training and an amazing team with years of experience. I know what it takes to champion a client’s needs.

I have had the opportunity to work within the Real Estate industry, under a Realtor, before becoming licensed. Having had this opportunity I was able to learn from an experienced individual how to tackle problems in a professional manner.

Negotiating for some can be a challenge, but with my approach, I aim to protect your wants and needs, use patience, warmth, and authority to get the deal done.

Whether you are buying your first home, selling your property or purchasing the next income property. I can help you negotiate deals, price right, find the right neighborhood and much more.

Contact Info

Office: 250.563.1000
Mobile: 250.960.8152
Fax: 250.563.1005
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Kristine Newell

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Contact Info

Office: 250.563.1000
Mobile: 250.552.5116
Fax: 250.563.1005
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Lindsey Kuemper

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Contact Info

Office: 250.563.1000
Mobile: 250.613.7031
Fax: 250.563.1005

Lori Cruddas

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Contact Info

Office: 250.563.1000
Mobile: 250.961.9707
Fax: 250.563.1005
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Matt Steinbach

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Office: 250.563.1000
Fax: 250.563.1005

Melanie Lupul

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Office: 250.563.1000
Mobile: 250.614.6955
Fax: 250.563.1005

Rick Kerbrat

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Contact Info

Office: 250.563.1000
Mobile: 250.552.5465
Fax: 250.563.1005
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Rick Mayhew

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Office: 250.563.1000
Fax: 250.563.1005

Robin Choi

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Office: 250.563.1000
Mobile: 250.617.0321
Fax: 250.563.1005

Tim Higham

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Contact Info

Office: 250.563.1000
Mobile: 250.617.3444
Fax: 250.563.1005
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Don Kehler

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Contact Info

Office: 250.563.1000
Mobile: 250.613.9553
Fax: 250.563.1005

Harry Backlin

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Contact Info

Office: 250.562.8952
Mobile: 250.961.3671
Fax: 250.562.2182

Matt Vigue

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Contact Info

Office: 250.596.2100
Mobile: 250.961.7727
Fax: 250.563.1005

Steve Andersen

Like most realtors I began my real estate career doing residential sales, and since I live on a rural property I really enjoy doing the more complicated country property sales.

While I still enjoy helping buyers and sellers with their housing needs I have transitioned over to doing more commercial sales and leasing. I find this both interesting and challenging and feel my skills are well suited to dealing with complicated commercial/industrial/business real estate transactions.

I endeavour to provide exceptional professional service to my clients putting their needs first so they trust me, enjoy dealing with me and recommend me to their friends and acquaintances.

On a personal level I am married with two children, have lived in Prince George since childhood and have always been a real outdoorsman. Prince George has so much to offer, is a great place to raise children and I really enjoy taking the family on camping and fishing trips throughout the Prince George area and our beautiful province.

Contact Info

Office: 250.563.1000
Mobile: 250.617.3926
Fax: 250.563.1005

Rolf Van Driesum

Rolf was born and raised in Prince George, BC. A previous career in construction and current involvement in the mining industry provide him with an unparalleled insight into market trends and commercial opportunities throughout the region.

Rolf is driven by a desire to provide leadership in a number of capacities, both locally and internationally. He is engaged in development opportunities in Thailand, Myanmar, and the Dominican Republic as well as in British Columbia. Rolf joined Team Powerhouse Realty in 2011, and has since become part of the management team.

Rolf is also a husband, father to four and grandfather to four. He is a member of the Westwood Church.

Contact Info

Office: 250.563.1000
Mobile: 250.613.8777
Fax: 250.563.1005

Ashley Woods

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Contact Info

Phone: 250.961.2305

Sarah White

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Contact Info

Office: 250.563.1000
Mobile: 250.552.4188
Fax: 250.563.1005

Rebecca Worthington

I work by referral helping buyers, sellers and investors stay focused on their big picture goals while I focus on the details. Exceptional client care, current market expertise and strong negotiating tactics are paramount to my business. I specialize in family homes and investment properties.

My husband and I were both born and raised in Prince George and are now raising our beautiful four daughters here. This is a wonderful community to be a part of as it has so much to offer.

Contact Info

Office: 250.563.1000
Mobile: 250.961.4508
Fax: 250.563.1005

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Jackie Nydegger

Innovation and Power – these are two of the words that describe me best. I think outside the box, come up with innovative solutions and always go to bat for my clients. True to my German nature, I am a hard worker and am diligent and passionate about what I do.

I was born and raised in a small village close to Munich, owned and operated a gym there for 12 years, came to BC on an adventurous whim, did the whole “live off the grid” while homeschooling my three wonderful children and running a hobby farm out at Purden Lake, and now I live and breathe real estate here in Prince George after studying at the Sauder School of Business at UBC.

I love PG and living in the North, in particular meeting and building long lasting relationships with people like you.

In my spare time I run on one of our many fabulous trails, go to CrossFit, and I read and listen to inspirational/educational books and podcasts. Most importantly though I love to spend time with my family over long family dinners or while skiing or hiking.

Give me a call, I would love to meet you!

Für meine deutschen Freunde: herzlich willkommen in Prince George! Ich stehe Ihnen sehr gerne jederzeit zur Verfügung falls Sie Fragen im Immobilienbereich haben oder ganz einfach die deutsche Sprache vorziehen. Ich freue mich auf Ihren Anruf!

Contact Info

Phone: (250).613.9128

Garnet Weston

Garnet was born in Victoria, where he lived for sixteen years with a two-year stint in Ottawa. At 18 he decided it was time to venture out on his own to live the “Alberta Dream” moving to Bonnyville, AB. to work in the oil and gas industry, where he remained for two years before returning to Victoria.

After returning to Victoria, Garnet bought his first home with his brother, where the two resided, and worked in the construction industry. During the recession of 2008 Garnet went back to Alberta and spent the next ten plus years as a Wireline Supervisor, traveling between Northern BC and Southern Manitoba. Garnet bought his second home in Grande Prairie in 2012, and his third with his then fiancée, now wife, Karen in Bonnyville in 2014.

Throughout his time in the oil and gas industry, Garnet developed a love for the real estate industry. After experiencing an injury, Garnet could no longer continue in his current career. This was the catalyst that lead him to make a bold decision and he began studying for his real estate license. Once he achieved his license, he immediately began shadowing the best of Northern Lights Realty.

During this time, Garnet and Karen decided it was time to move closer to family. They chose Kelowna BC where they would be closer to their families in Victoria BC. After a short time, they realized Kelowna just wasn’t a fit for them. They knew they wanted somewhere surrounded by nature, that has four seasons where they can enjoy all the different activities each season offers. Somewhere they have a bright future, where they see themselves having a happy and prosperous life. A place their families can come visit them. They chose Prince George, because they believe it offers all that and so much more.

Garnet has learned to love and embrace change; let him put his understanding of big decisions, along with his passion and knowledge of real estate to work for you.

Contact Info

garnet@garnetweston.ca

250.649.6069

Facebook: https://www.facebook.com/Garnetweston/

Instagram: https://www.instagram.com/garnetweston/?hl=en

Website:  www.garnetweston.ca

Stephanie Bepple

I have spent most of my life in Prince George, being born and raised in the community and returning here after pursuing post-secondary education at Simon Fraser University.

I have always had a passion for real estate. Through hard work and determination, I completed the real estate licensing program at UBC Sauder School of Business. Becoming a REALTOR® in my home town has been a very rewarding decision for me, both personally and professionally.

My core values rest in honesty and a strong desire to help others. My goals are to make sure my clients are looked after and to share the opportunities that Prince George has to offer. I have built a strong connection with my community, and wish to continue to build that connection with its people.

e : stephanie.bepple@gmail.com

stephaniebepple.com
cell: 250-617-4941

Facebook: https://www.facebook.com/StephanieBeppleRealtyServices
Instagram: https://www.instagram.com/stephaniebepplerealty/

Jasmine LeBrun

Jasmine LeBrun is a long-time resident of Prince George and loves the community. She raised her family here and is beyond excited that her grandchildren are going to grow up in Prince George as well.

Jasmine and her husband have been buying and selling “fixer uppers” in Prince George for the better part of 25 years. Starting with their first home on the Hart Highway in 1994, renovating three more homes downtown, and this summer, finally moving to their forever home in Beaverley. During these years Jasmine developed a passion for home improvement projects and design.

Jasmine decided to take this passion for homes to the world of real estate, becoming a REALTOR® in 2019. She believes with her personal experience and being a licensed real estate agent, she will be able to help clients in every aspect of their real estate needs, from first time home buyers to the downsizers.

Jasmine feels very fortunate to be part of Team Powerhouse Realty. The company’s vision and core values align with her beliefs in how best to serve her community and her clients.

e : jasminelebrun.pg@gmail.com

cell: 250-981-5413

Nick van Rensburg

e : nick@pgrealtor.ca

cell: 250-301-5385

Rodger Peterson

e : dandrpeterson@hotmail.com

cell: 250.569.7027

Marc Posselt

e : marcposselt@gmail.com

cell: 250.251.5800